Find My Bin

Find My Bin has developed a service to identify bank card details by BIN.  Based in Dallas, Texas, the company was founded in 2016 by a group of young programmers and has been providing a great service to anyone for free ever since. Our service is available worldwide.

How do I know my bank by card number?

Almost everyone has a debit bank card. It has the standard designations in the form of a number, the logo of the payment system, the period of validity and the name/surname of its owner. However, not many people think about what all these designations mean: whether it is a simple set of numbers or has some logical basis. Let's consider what the symbols on the card mean, what information they store, and how you can use them.

Debit card number

Usually the plastic number consists of 16 digits grouped into four digits. Some cards have 15 or 19 digits in the number. They indicate the direction or supplementary program under which the issue was made. Non-standard combinations are very rare, so the 16 digit format is used in most cases.

Some people think that the combination is a card account number, others think it is the serial number of the issued card. But neither of them is right. Each digit in this set has encrypted information that can be used to determine the authenticity of the plastic.

What do the digits of the debit card number mean?

The first digit indicates its issuer. For example, if the card is issued by a financial institution, its first digit will be 4 or 5.

Let's take a look at the major issuers:

1 or 2 - Airlines

3 - Travel or Entertainment (or American Express payment system)

4 - Visa

5 - MasterCard

6 - Merchants.

7 - fuel and energy corporations

8 - telecommunication organizations

9 - governmental organizations

The next three digits (2,3,4) in the card number indicate the issuing organization. The fifth and the sixth digits provide additional information on the bank and the card type. Thus, the first six digits identify the bank and have a special name - Bank Identification Number or BIN, by which you can find the issuer.

The seventh digit and the eighth one characterize the bank program, under which the plastic card was issued. Digits from the seventh to the fifteenth represent the card number, with encrypted information about whether it is a credit or debit card, the region of issue and other information needed for authorization during the operations. This combination is formed according to a secret algorithm, and the number of variants turns out more than the population of our planet, so the coincidence of numbers of at least two cards is unreal.

The sixteenth digit, which is the last, is a check digit. It is calculated by the algorithm of a special formula with the rest of the numbers and specifies the credibility of the plastic number.

How to find out the bank by the card BIN?

The easiest way is to look at the name on the front side.

The second way is also simple, but not available to the average user. You can identify the bank by the BIN or the first six digits of the number on the resources for BIN identification, which are publicly available only to the participants of the payment systems. But these databases are also available at special services, such as Find My Bin.

To conclude

There is so much information on the internet about bank cards. It's very easy to get confused. The Find My Bin service just gives you bank card information that you can get without any problems. We would like to tell everyone about our service, and we hope that it will help with many questions. To that end, we have registered on Citytocitymarket. Now even more people will be able to use our service.